Since 1910, National Guardian Life Insurance Company (NGL) has consistently been rated one of the America’s most successful independent mutual life insurance companies. Adhering to the highest standards of quality and integrity, we continually demonstrate our commitment to our policyholders, their families and the communities in which they work and live. We offer niche whole life insurance products.

NGL is comprised of National Guardian Life and Settlers Life, which is located in Bristol, Virginia. For over 100 years, NGL has written many kinds of insurance policies that we continue to service today. In the late 1990’s, NGL refocused its business model to concentrate on a few niche markets: preneed, final expense and group accident and health products. Settlers Life Insurance specializes in whole life insurance providing coverage for final expense.